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Make a Loan Payment from an External Account

Our members can make online loan payments using a debit card from another financial institution – safely and securely.

Make a Payment

 

To begin using this service, you'll need to create a login

Please register and create a login. Be sure to have the following information ready:

  • Your SCE Credit Union member number
  • Your date of birth
  • The last four digits of your Social Security number

Once you've registered, you can set up recurring payments from the account of your choice.

 

Frequently asked questions

What's the Make a Payment service?

Make a Payment is a convenient way for you to pay your SCE Credit Union loan from another financial institution using your debit card or routing and account number.

Is there a fee to use the Make a Payment service?

Yes, the fee is $10.

How can I make my loan payment from another financial institution?

There are three ways to make a loan payment from your external account. You may either:

  1. Log in to your Online or Mobile Banking account and utilize our Loan Pay feature with your account and routing number for free
  2. On our website under Loan Center, using the Make a Payment feature with your debit card or account and routing number for a fee of $10
  3. Call our Member Care Center at 800.866.6474 during regular business hours to pay by phone with your debit card or account and routing number for a fee of $12.50
Can I set up a recurring loan payment from another financial institution using the Make a Payment service?

Yes, provided you use your account and routing number from another financial institution. Debit card information isn't stored.

What information do I need to use the Make a Payment service?

If you're the primary member, you'll need...

  • Your member number
  • Your date of birth
  • The last four digits of your Social Security number
What loans can be paid using the Make a Payment service?

All SCE Credit Union loans, except Auto Leases.

Can I use my SCE Credit Union Debit Card or Checking account on the Make a Payment site?

Yes, but making the payment through your Online or Mobile Banking account is free. Simply log in to transfer a payment or call our Member Care Center at 800.866.6474 during regular business hours to transfer the funds. If you haven't registered for online access yet, here's another great reason to do it today! Sign up for Online Banking

Can I use my credit card to make a loan payment?

No. Credit cards can't be used to make a loan payment.

Can I make a principal-only payment using the Make a Payment service?

No. All payments will be applied in this order:

  1. Any late payment due
  2. Interest due from the date of the last payment
  3. Principal
Can I pay off my loan using the Make a Payment service?

Yes! As long as the payoff is less than the daily limit of $2,500. Also, you should call our Member Care Center at 800.866.6474 during regular business hours to get the exact payoff amount for that day.

How can I check the status of my payment on the Make a Payment service?

When a payment is made, you'll receive an email confirmation. In addition, you can also view your payment history on the site.

Can I schedule my payment for a future date?

Yes; however, this feature is only available when using your account and routing number from another financial institution.

Can I use the Make a Payment service if my loan is past due?

Yes, but no more than 60 days delinquent.

Is there a maximum number of payments I can make using the Make a Payment service?

Yes, there's limit. You can make up to five payments per month on your account, but remember... there's a fee each time. Please be aware, multiple payments to one loan won't extend the due date more than 60 days.

Is there a dollar limit if I use the Make a Payment service?

Yes. There's a $2,500 limit when using either your debit card or your account and routing number from another financial institution. If you'd like to pay more, please call our Member Care Center at 800.866.6474 during regular business hours.