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Personal Account Fees & Charges

Fees & Charges
ATM & mobile deposit adjustments $2.50  
ATM surcharge $1.50 ATMs that aren't SCE FCU or CO-OP Network ATMs
Bill Pay $5
Expedited payment – electronic
Expedited payment – check
Send money via PayPal
Checks at cost Personal and Business
Check copies $2 2 free per statement
Courtesy Pay (paid item)12 $26 No fee if overdrawing available account balance by $5 or less or if the transaction is $5 or less and paid by using Courtesy Pay; no more than four Courtesy Pay fees per day per account
Debit card replacement $5  
DMV services $35  
Early withdrawal $15 Vacation Club, Holiday Club, Super Saver (after 2 free per year), Youth Super Saver (after 4 free per year)
Escheat $2  
Foreign collection item $30
All other countries
Fresh Start Checking $15 Per month
Home Equity demand $30  
Home Equity demand update $15  
Home Equity Line annual fee $50 After 1st year; waived annually if balance is greater than $10,000 as of June 30 each year of the draw period
Home Equity subordination $200  
Inactive account $5 Per month on accounts with no activity in 12 months – waived with balances >$250, loan, certificate or IRA, or for members under 18
IRA transfer $25 If transferring to another financial institution
Legal action $50 Such as tax levies, judgments, garnishments or subpoenas
Loan document copy $10  
Loan modification $50  
Medallion stamp $25  
Non-member check cashing $5  
Notary $5 For first document, $2.50 each additional signature (Credit Union documents at no charge)
Official check $3 1 free per day
Payment by phone $10  
Photocopies 20¢  
Research $24 Per hour
Returned deposited item $15 $25 for deposited or cashed check on account with same ownership or on loan payment
Returned item/NSF (nonsufficient funds) $26 Per item each time presented and/or if paid and not covered by Courtesy Pay
Returned mail $5 Per month – up to $30 refund with correction
Rewards Checking Free With eStatements & monthly electronic deposit of $500. $5 per month without eStatements; $5 per month without electronic deposit, $10 per month without either
Safe deposit box annual fee13 $0
Skip payment $30 Limit 2 per year
Special delivery for card or PIN at cost  
Statement copies $3 Per statement
Stop payment $10
Checks & Bill Pay
Official check
Temporary checks $2 Two pages, four checks per page
Verification of deposit $15  
Visa Gift Cards $2.50 $10 replacement
Wire transfers $15